Feasibility Study and Implementation Mobile Credit Card for Reliance CDMA Network

Abstract

The emergence of wireless and mobile networks has made possible the introduction of Electronic Commerce to a new application and research subject: Mobile Commerce. Mobile Commerce has undergone massive growth with the maturation of mobile content delivery on 2.5G mobile networks. Due to its inherent characteristics such as ubiquity, reachability, flexibility, and localization, mobile commerce promises business unprecedented market potential, greater productivity and higher profitability. With this in mind, it is perhaps not surprising that mobile commerce is growing much faster than its fixed counterpart. Unlike Electronic Commerce, Mobile Commerce is more personalized and there is a need for a novel approach to evaluating Mobile Commerce applications. Herein an application is presented, which changes the way credit transaction happens at present. This replaces the usual credit cards with mobile cards. Two Mobile Commerce application scenarios are implemented by making use of the Reliance CDMA Network, SMS services and the data services. First, when both customer and the merchant use Short Message Service (SMS) and second, when merchant uses the data services (IP) and customer uses SMS services for the credit transaction using mobile phones. This thesis examines the feasibility analysis of both the technologies for various parameters like security, transaction duration, etc. Comparisons have been made with the present credit card scenario and the mobile card. A secure transaction environment is an obligatory part in mobile commerce environment while a customer considers making payment. This thesis discusses the objectives of network integrity and over all network security Finally, conclusions are drawn on the future directions in wireless and mobile Internet service provision. Future applications of mobile commerce like mobile ticketing, mobile telematics, mobile broking, mobile medical records, mobile banking etc. are discussed in this thesis.